PKR3000 ($PKR)

Though the technology has developed over time, we still use old fashioned
traditional fiat currencies that involve middlemen in the transactions. These
transactions are sometimes neither safe nor secure and can take days or some-
times weeks to process. There are many factors that hinders the flow of fiat
currencies.
Today, we communicate instantly with anyone across the globe for minimal
cost so why then do we still need to pay unnecessarily high fees and commis-
sion charges to remittance companies or banks to move money ?
Why do people still believe in unsecured transaction methods when making
online store purchases which also have accompanying additional charges ?
Is it possible to make micro-transactions with the traditional banking and pay-
ment systems?